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    Safeguard Your Retirement in Hard Times

    Safeguard Your Retirement in Hard Times
    Investment losses, job loss or downsizing, an upward adjustment on your adjustable rate mortgage, and higher prices on everything from gas for your car to rice for the table are only some of the current factors that could derail your financial planning for your golden years. When your income is not covering all your expenses, it can be tempting to simply ...
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    New Credit Card Protections for Consumers

    New Credit Card Protections for Consumers
    WASHINGTON, DC /PRNewswire-USNewswire/ - New rules adopted by the Office of Thrift Supervision today will help protect consumers from certain abusive credit card lending practices that can result in excessive fees and interest rate charges. The rules were developed in conjunction with the Federal Reserve Board and National Credit Union Administration, which are expected to adopt the same regulations later today. ...
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    5 Money Mistakes Smart People Make

    5 Money Mistakes Smart People Make
    Everyone has at least one frugal friend who always crows about how much money he saves by clipping coupons or frequenting discount stores. And while this friend’s behavior/bragging is a great reminder of how you should be more financially savvy — especially when the U.S. economy isn’t in the best shape — he may overlook some simple savings strategies that you’ve ...
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    Filing Taxes Online

    Filing Taxes Online
    Tax season is right around the corner and several military families will attempt to file their taxes on paper. However filing taxes on paper is a long and cumbersome process. If an individual taxpayer chooses to file without the help of a certified public accountant (CPA), the process can take hours. And, if mistakes are made the repercussions can take the ...
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    How Much Money Should You Save for Retirement?

    How Much Money Should You Save for Retirement?
    Have questions about planning for retirement? Our Money Mentors have some answers. They aren't financial pros. They're ordinary folks who, as retirees, manage their own finances. Their nest eggs, excluding their homes, vary from a couple hundred thousand dollars to $2 million. The one thing they have in common is experience as retirees — and the desire to share the lessons ...
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    How Much Should You Save? Meet Your Retirement Goals with These Tips

    How Much Should You Save? Meet Your Retirement Goals with These Tips
    If you're 40 or younger, it's tough to predict how much money you might need when retirement is decades away. A few key calculations, however, can help you make sure your savings plan is on track. Saving Depends on Life Stage Rebecca Pace, a Cincinnati-based financial planner and CPA, recommends putting aside at least 10 percent of your income when you're ...
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    Artists Need Life Insurance

    Artists Need Life Insurance
    h4. Artists Need Life Insurance - What Will Happen to Your Work? A few years ago another artist suggested that I get life insurance. At first, I thought that this recommendation was a little extreme. On second thought I decided to do it. I have no descendents or spouse to benefit from a life insurance payout if I were to die. ...
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    Artists and Freelancers! Get Organized Before Tax Day

    h4. Get Organized! The best way to cut down the work on tax day is to be organized before tax day. Some simple tips: h4. Income • Keep track of your income. Collect 1099s, save invoices, and deposit slips. As you deposit this money, make a note who it is from so that you don't have to look at it and ...
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    What Can Visual Artists Deduct on Schedule C?

    A general list of what you can and cannot deduct on a Schedule C (Profit or Loss from Business) h2. Items you can deduct: • Supplies, materials and labor - excluding yourself • If you traveled for your self-employed business you can deduct the expenses of the trip: travel, meals, expenses related to the production of goods • Advertising: cost ...
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    Schedule C for Artists and Designers

    Until a couple years ago I did my own taxes. As an artist, at least a portion of my income came under self-employment. Since freelancers need to keep track of all they have spent, by the time I had it prepared it for the accountant easiest part was left, filling in the blanks. It is always a good idea to have ...
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    NYFA Individual Grants to Artists

    New York Foundation for the Arts offers Artists' Fellowships in 16 disciplines, eight categories every other year. The awards is $7,000 cash to individual artists that live and work in the state of New York. Deadline: Wednesday, October 3, 2007 Grants for 2007-2008 are in the following areas: * architecture/environmental structures * choreography * fiction * music composition * painting * ...
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    Artists! Get Organized Before Tax Day

    Artists! Get Organized Before Tax Day
    The best way to cut down the work on tax day is to be organized before tax day. Some simple tips: h4. Income Keep track of your income. Collect 1099s, save invoices, and deposit slips. As you deposit this money, make a note who it is from so that you don't have to look at it and wonder later. Make a ...
    Rated: +1
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    What Can Visual Artists Deduct on Schedule C?

    What Can Visual Artists Deduct on Schedule C?
    The following is a general list of what you can and cannot deduct on a Schedule C (Profit or Loss from Business). h4. Can: supplies, materials and labor - excluding yourself If you traveled for your self-employed business you can deduct the expenses if the trip: Travel, meals, expenses related to the production of goods Advertising: cost to produce, postage etc. ...
    Rated: +1
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    Schedule C for Artists and Designers

    Schedule C for Artists and Designers
    I've done my own taxes for years now. As an artist, at least a portion of my income has come under self-employment. I would love to pay someone to do this for me, but there was a mound of work just to prepare it for the accountant. By the time I got all of that information in order, added up, divided ...
    Rated: +1
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    Help Your Family Adapt to Your Home Business

    Help Your Family Adapt to Your Home Business
    Transitioning to a home-based job can solve many work/life balance issues facing your family. You'll be able to pick up your children from school and spend quality time with your family. But you must realize your schedule is not just about you and your work. Five years ago, Linda Horsley started a marketing and communications business from her home, which she ...
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    Seven Steps to Get A Loan For Your Business

    Seven Steps to Get A Loan For Your Business
    Loans are a time-tested way of raising capital for your business. We would love to tell you that it is as easy as going to the bank and asking for money, but as you probably know by now it is quite the opposite. We wrote the following steps to help you raise the right amount of capital to get your business ...
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    Should You Take Advice from Your 401k Provider?

    Should You Take Advice from Your 401k Provider?
    The Pension Protection Act, which both strengthens employers' existing pension obligations and discourages them from undertaking new obligations, also makes a broader point to US workers: "The overall message of the bill is, you're on your own," says James Lange, a lawyer, CPA and author of Retire Secure. Even so, the 2006 law has also made it less daunting for workers ...
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    Six Tips to Put Your Financial House in Order

    Six Tips to Put Your Financial House in Order
    If you want to spend less time worrying about your money, then it’s time to get your financial act together. These six strategies can help improve your financial situation and simplify your life at the same time. h4. 1. Put Your Savings on Autopilot If you haven’t maxed out your 401k or other retirement plan at work, add an extra $50 ...

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